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Monthly ownership calculator

Estimate principal, interest, taxes, and insurance in real time. Use sliders for quick scenarios or type exact values from a purchase contract or property-finance quote.

Your estimated monthly payment
$3,847
P&I $2,952 · Taxes $625 · Insurance $175
$100k$3M
$0$2M
3%10%
10 yr30 yr

Mortgage insurance is estimated only above 80% LTV and held constant in this monthly illustration. Program rules and actual premiums differ. Excludes maintenance, flood coverage and special assessments.

Monthly payment
$3,847
PITI estimate
Loan amount
$480,000
20% down
Monthly taxes
$625
Editable annual assumption
Monthly insurance
$175
Editable annual assumption
Plan beyond the loan payment
Your monthly ownership costs may also include HOA dues, mortgage insurance, flood coverage, special assessments, and maintenance. Confirm the property-specific costs before deciding what fits.
Principal & interest$2,952
HOA dues$0
Mortgage insurance$0
Term selected30 years
Connect this ownership plan to my move →

This planning estimate uses 1.25% property tax and 0.35% homeowners insurance. Actual ownership costs and financing terms depend on the property and your lender's quote.