Find a property, compare the numbers and plan your purchase.
Add its size, units and condition. Use property research and comparable sales to review your price, then calculate your proceeds.
Hold NOI: $0 · Reinvestment income: $0
Different measures: holding debt service, appreciation and income taxes are excluded. No automatic sell/keep recommendation.
Enter both properties to see the funding connection.
Property-profile AI review and public-record research are available to your advisor. You can use the calculator and save or download your scenario here.
Open staff portalAdd a property or try an example to explore the dashboard.
Start with a property, or try the illustrative example.
Planning estimates only. Acquisition closing costs assume 1% of purchase price. Rates and thresholds are editable assumptions, not quotes or approval criteria. NOI is operating income after expenses; cash flow also subtracts property debt service. Property cash flow excludes income taxes and payments on additional funding; review those loan payments in Financing.
Rates and loan settings here are assumptions, not current quotes. Your next step is a review, not an application.
Selected inputs and results only, not the full saved scenario. Add the property, goal or missing costs. Nothing is sent until you submit the request.
Start with what you know. Add details as your plan takes shape.
These basics put the financing and income in context.
Add the price, building area and units for a property-level comparison.
Review the rent roll, lease terms and upcoming expirations before relying on income.
Add income & expensesAdd your property basics, then review the income, leases and project costs.
Build each source, see what it can contribute, and close the gap.
Start with a purchase price in Property plan, then build the funding sources below.
Linked to the purchase price and the rest of your analysis.
SBA is selected as your primary financing. The SBA amount, rate and term below drive the plan; the conventional assumptions are kept for comparison.
Set aside the cash you want to keep, then use the rest.
Choose one route for this property to avoid counting its equity twice.
Maximum combined loan-to-value is your assumption. A second mortgage leaves the current first mortgage in place; its existing payment is not included here.
Estimate a primary package or additional business funding.
Enter a package only once. Primary SBA financing replaces the property loan above. Additional financing must fund a separate use and be available for this project.
These inputs model proceeds and payments, not eligibility or approval. A 504 package is for eligible fixed assets, not working capital, inventory or investment rental property. Include any senior-bank share within the primary package only once. Your lender or CDC confirms structure, permitted uses, owner occupancy, limits and terms.
SBA 7(a) program ↗ · SBA 504 program ↗Calculate the remaining limit and the draw you plan to use.
Existing credit-line payments are excluded. Confirm draw availability and permitted use before closing.
Give each contribution a name so everyone can see their part.
Add seller financing, bridge funds, family funds or another source.
Enter net cash, not collateral value. Payments on these custom sources are not modeled.
Use Save scenario to keep an exact copy with a contact; save revisions as a new version. Download a scenario to keep it before closing or resetting. Calculator estimates are not a loan commitment.
Adjust any 4 levers and we'll re-run the deal under your numbers.